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Our Location

Insurance Concepts of St. Louis

575 Rudder Rd Ste 105
Fenton, MO 63026
Main office: 314-403-7021

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Welcome to Insurance Concepts of St. Louis

Insurance Concepts of St. Louis is an independently owned and operated insurance agency.  We have delivered quality risk management solutions in Saint Louis, Missouri and surrounding areas for more than three decades.  Our agency came about so that we could better serve clients.  Our reason for existing is the hallmark of our business – providing clients with coverage and service they deserve at minimal cost.

Most insurance companies are limited to single coverage and pricing structures.  In this sense, they’re trapped.  We’re independent, which means we’re not limited in this way. We provide greater coverage options at optimal prices.  We are a ‘Trusted Choice Independent Insurance Agency,’ so we can maximize coverage and benefits while minimizing costs.  In short, we are free to do what’s right for you.

We believe that clients come first.  We consult with you to understand your needs and then match these needs with the right policies.  We keep in touch with you throughout the year to ensure that your policies are current and to ensure your satisfaction.  If you need us, we’re available to you, whether it’s online, over the phone, or in person.

The communities we serve are our homes.  For this reason and others, we strive to contribute to the social and economic development of these communities.  Several of our owners have been President of the St. Louis Independent Agents Association and the Applied Systems USA Group.  Other members of our agency have served on the Board of Directors of Independent Agents of Missouri and are active in the St. Louis Chamber of Commerce. 

We specialize in home, auto, and business insurance but can provide you with coverage of almost any type.  Our experience, institutional knowledge, and longstanding relationships with insurance companies enable us to develop the right policies at the lowest prices.

If you would like more information or want to know more about your policy options, please contact us.